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High mortgage rates in the fall pushed mortgage applications to a four-year low, slowed U.S. home buying, and put home builders at their least confident in two years. But rates have dropped sharply. Rates may vary due to a change in the Prime Rate, a credit limit below $100,000, a loan- to-value (LTV) above 70%, and/or a credit score less than 730.
Consumer confidence in the housing sector grew last month, marked by continued positive attitudes toward home price, rental price, and mortgage rate expectations, according to Fannie Mae’s December national housing survey results. The growing belief held by Americans that these housing indicators.
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