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The introduction of 2MP HAMP is a very welcome financial relief for distressed homeowners who not only have a first mortgage, but also have a second mortgage on top of it. Bank of America, Wells Fargo, Citi, and Chase have all recently signed on to offer this program to their borrowers who are applying for a loan modification on their second mortgage loans.
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(HARP)(HAMP)(FHA-HAMP)(VA-HAMP)(HAFA)(PRA)(2MP)(UP) – FIGHT THE BANK foreclosure defense principal reduction Alternative (PRA) home affordable unemployment Program (UP) Second lien modification program (2mp) home affordable Foreclosure Alternatives (HAFA) Options for governmentinsured mortgages: FHAHAMP, VAHAMP, USDAHAMP For more.
A number of foreclosure prevention programs operate under its aegis including the Home Affordable Modification Program (HAMP), 2MP second lien modification program, Principal Reduction Alternative.
HAMP vs. HARP vs. HAFA Over the last four years, the government has made a few sizable efforts to reduce the rising tide of foreclosures and help a significant number of homeowners stay in their homes. In hindsight, these efforts have been somewhat helpful, but none has had the impact that the government or homeowners hoped for. With so many
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